University of Technology Sydney

Financial assistance

Study Assist

The Australian Government's Study Assist website provides information about fees, loans and scholarships associated with tertiary study. It also contains information about higher education reforms that affect students.


Eligible students have access to HECS-HELP assistance. This allows eligible students to request a HECS-HELP loan and defer payments through the Australian Taxation Office.


FEE-HELP is a loan scheme for eligible full-fee-paying domestic students. Under this scheme students can borrow up to the amount of the tuition fees being charged for subjects.


Eligible students who do not wish to pay the student services and amenities fee upfront to the University can request assistance and defer the fee through SA-HELP.

Unique Student Identifier (USI)

The USI is a single unique identifier for your education journey. It's a reference number made up of ten numbers and letters and will stay with you for life. As a condition of accessing Commonwealth Assistance (CSP and HELP loan), student will require provide their USI while completing the commonwealth assistance form to comply with legislative requirements. Visit USI to create a new identifier or find your USI.


OS-HELP is a loan scheme that helps eligible Commonwealth-supported students undertake some of their study overseas.

Centrelink benefits

The Australian Government's benefits for tertiary students are administered by Centrelink and are income- and assets-tested.

Eligibility, payment rates and registration details for all Centrelink benefits are available from Centrelink.

Registering students need to provide supporting documents to Centrelink as early as possible. The first benefit payment for an eligible full-time student is backdated to the date of registration with Centrelink.

Commonwealth legislation sets strict requirements for Austudy and Youth Allowance over which the University has no control.

Students receiving Austudy or Youth Allowance must be enrolled in a minimum of 18 credit points a session. They need to advise Centrelink if they drop subjects during session, and with less than 18 credit points they are no longer eligible for the benefits. Concessional study loads may apply for Austudy recipients with substantial disability or ongoing illness which impacts on their studies or, in exceptional cases, those who are required by the University to undertake a reduced study load.

The financial assistance service at UTS provides a guide to Centrelink benefits for students.


Abstudy assists Aboriginal and Torres Strait Islander tertiary students by providing income support and other assistance.

Further information is available from Jumbunna Institute for Indigenous Education and Research.

The financial assistance service at UTS provides a guide to Abstudy.

International loan schemes

International students from some countries may apply for government-funded and private education loans to support their studies in Australia. UTS International can provide documentation and advice to eligible students.

A number of countries offer financial aid to their citizens who are studying in Australia.

UTS financial assistance

UTS provides scholarships and a range of other financial assistance.

The Financial Assistance Service assist eligible students who are experiencing financial difficulties associated with practical and financial aspects of university life.